Step 1: Gather all documents prior to Loan Application

• Residential Earnest Money Contract from Builder/Realtor
  
• Addresses of residences for last 2 years
  
• Employer names and addresses for last 2 years
  
• W-2’s and/or 1099’s for last 2 years
  
• Pay stubs (include year-to-date) for last 30 days
  
• Verification of any additional sources of income
  
• Bank, credit union and investment stmts. for last 3 months
  
• Personal tax returns for last 2 years (if self-employed or commissioned)
  
• Divorce Decree if receiving or paying child support
  
• Social Security and Drivers License Nos. for all applicants
  
• Personal assets and liabilities information list

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